What auto loan rate could i get for a new vehicle?

my wife and I make 120k/year, with a debt to income ratio of about 25-30%. Her credit is about 650 while mine is at 600.

What auto loan rate could i get for a new vehicle?

It will depend on the lender. If you are buying a new car, you can most likely qualify for any special rates being offered, such as 0% APR for 60 months. Most new car lenders use tier levels to determine their approval process.

This level is determined by a combination of your credit, debt-to-income, loan-to-value, job time as well as residency. A score of 650 is more than enough to qualify, assuming the rest of the equation is in line.

If you were to take a cash rebate in lieu of the APR, it would again depend on the lender, however my guess would be anywhere from 6.9%-9.9%. Again, this depends on the lender and sometimes whoever is first on the loan. I hope this helps because this is really a tough question to answer since there a lot of options for you both. Good Luck!

http://www.theautoevaluator.net/Refinanc...

What auto loan rate could i get for a new vehicle?

8.9% for your wife....

12.9% for you....

What auto loan rate could i get for a new vehicle?

you can get around 5.5% on a new car. but why did you mention your salaries? it has nothing to do with what rate a bank will give you.

What auto loan rate could i get for a new vehicle?

9%, maybe lower for your wife, depending on the loan company.

You're definitely in the higher %tile range like 12% +.