my auto loan: 2010

Wednesday, May 26, 2010

Should I get a personal loan to get this car?

I am interested in purchasing a 1999 isuzu rodeo that only has 85K miles on it...alot of people have told me that most banks wont finance a car of that year ..and I only want my monthly payments to be between 150-200/mo,which I have been told is damn near impossible for a car payment. The only thing I have seen that would allow me this payment is to get a car thats at least 6-10 years old, or a car that is only a few years old but has really high mileage. I was told I may have to get a personal loan instead of an auto loan to purchase this vehicle. is that true? anyone else been in this situation where they were trying to finance an older vehicle and couldn't? is it a bad idea to finance this vehicle? I only have 200 dollars for a down payment and need a car quickly or else i cant get to work.

Should I get a personal loan to get this car?

First a $200 car payment is NOT impossible. My car was a little over $5000 and my payment is 200. You need to find a dealership that has used cars that around the $6000 or $7000 range and depending on how long you want to pay, you can get a 200 car payment. A personal loan sounds good but I your investing in something that's really not going to help you. Have you checked the gas mileage (it's horrible by the way) and it's parts are going to be a litttle expenisive. How long do you want to pay on the car?

Should I get a personal loan to get this car?

NOOO WAY!!!

My advise is to find one from a private seller.

Should I get a personal loan to get this car?

you can finance a car for practically any amount. anyways, you should check with the finance companies to find the best interest rate. obviously, it would be the most practical to just pay it in full, but if you can't, you can't. my last suggestion is that you consider a car that gets better gas mileage. i don't know how much you spend on gas a month, but it would be wise to buy a slighty newer car and spend less on gas, than an older, less expensive suv that is expensive on gas. with the saved gas, the car payment/gas bill will probably be the same which ever route you take.

good luck

Should I get a personal loan to get this car?

banks finance cars 2000 and up with less than 100,000 miles thats where you get your best rates. Buy Here Pay Here lots will finance anything but Beware they will stick it to you.

Should I get a personal loan to get this car?

I am no gonna say I am one hundred sure about it.Besides it really depends on the personal feelings.

SO it would better for you to find yourself.Here is a good resource.http://loan.online-supporthome.info/cash...

Is there any good way of getting out of an upside-down auto loan?

You havent said that you cant afford your car payments so im going to suggest 2 things to you. If you are just looking for a new car that you wont be so upside down on, you need to find the car, NO MATTER THE MAKE OR MODEL, that has the most rebates on it to bury your negative equity. I know at one time it was the dodge ram with about 5k in rebates. The chevy suburban also had about 10K in rebates. From now on if you have good credit dont buy.......... lease........

Or put your full coverage insurance to use and drive your car off of a cliff.

Is there any good way of getting out of an upside-down auto loan?

try early pay off

Is there any good way of getting out of an upside-down auto loan?

You get a different loan and pay it off.

Is there any good way of getting out of an upside-down auto loan?

If you are upside down on a loan, you need to sell. You need to cut your losses and try to find a cheap, reliable vehicle. Sell via private party rather than trade-in as you will get more out of your vehicle. Try http://www.kbb.com/ for the estimate value of your vehicle and go to http://www.cars.com/ to take possibly sell the vehicle. Next time, try to buy a car that retains it's value. Honda's are great vehicles that generally do this.

Concerning auto loans from banks, who and what is the "lien-holder"?

My auto loan check hasn't cleared in the dealership's bank acc't, but he'll let me take the car off the lot of I can give him the lien-holder's address and phone number from the bank that issued me the auto loan. ??? Someone please explain what he means. Thanks.

Concerning auto loans from banks, who and what is the %26quot;lien-holder%26quot;?

The lien holder is the lender - the bank you borrowed the money from to buy the car.

A %26quot;lien%26quot; means you won't have the title to the car until the loan is paid off. Until then, they hold the title, so the dealer wants to know who this is.

Concerning auto loans from banks, who and what is the %26quot;lien-holder%26quot;?

A lien-holder is who you owe the money to.

Concerning auto loans from banks, who and what is the %26quot;lien-holder%26quot;?

a lien holder is who is giving you the loan for the vehicle (example: wells fargo, capital one etc.)

Concerning auto loans from banks, who and what is the %26quot;lien-holder%26quot;?

The lien holder is the institution that loaned you the money.

Concerning auto loans from banks, who and what is the %26quot;lien-holder%26quot;?

being more specific, the lien holder address is the SPECIFIC address the lender wants you to use on the title of the vehicle. Call them up and ask them for their lienholder info for the dealer.. it is usually included in the paperwork the bank gave with their draft.

Concerning auto loans from banks, who and what is the %26quot;lien-holder%26quot;?

He wants to know the name and address of the lender who gave you the money for the car. The lienholder is usually the lender, however, a lienholder can also be someone who has filed a claim/lien against your car, for instance a mechanic who didn't get paid for services performed on that car, the mechanic would file a lien, stopping you from selling the car without a release of interest from him.(which he won't do unless he is paid in full) But, in your case, the dealer wants the bank's name and address.

Where can I get a best rate on auto loan?

It is really going to depend on your credit history. A lot of places are advertising great rates, yet when you apply, you don't get them. This might be because you have a negative mark on your credit report. Most of those great rates that are advertised are for %26quot;well qualified borrowers.%26quot; One late payment on some other account removes you from the %26quot;well qualified%26quot; category.

Try NetBank. http://www.netbank.com

Try Chase Automotive.

Good luck.

Where can I get a best rate on auto loan?

Auto Loan Guide: http://autoloanguide.automobil... Report It

Where can I get a best rate on auto loan?

I know it sounds dumb, but geico.com

Where can I get a best rate on auto loan?

USAA Federal Savings Bank.

Lost my job, unemployment pays utilities, what happens on voluntary return of auto & deficency o

ask someone frm govt

Lost my job, unemployment pays utilities, what happens on voluntary return of auto %26amp; deficency of loan?

You will still have the bad credit on your report.

Lost my job, unemployment pays utilities, what happens on voluntary return of auto %26amp; deficency of loan?

If your thinking of %26quot;voluntary return%26quot; it still comes back as repossessed. I did that. And then they sold it at auction and I had to pay the difference of what was paid at auction and what was owed which was 6,000!! One suggestion is to talk to your lender, explain that while you cannot make payments, you are trying to find a buyer. They may give you extention for month or so. If there is a reputable used car dealership around they may be able to help you find someone to buy it. Avoid %26quot;voluntary%26quot; unless absolutely necessary. Good luck.Been there .

Lost my job, unemployment pays utilities, what happens on voluntary return of auto %26amp; deficency of loan?

well the car will be sold and your Will be liable for difference!!!!

Is it possible to change an auto lease to a loan?

I just leased a new nissan sentra. It is the first car I have ever leased. I am less than 30 days into it. I haven't even made my first payment yet. I am just not sure I made the right choice in leasing. I think I would be more comfortable with a simple loan. Can it be changed to a loan without it costing a fortune?

Is it possible to change an auto lease to a loan?

Yes it is possible,

but it will be expensive.

Call your leasing company and ask them if you can buy out your lease.

If you are financed through NMAC they will require you to go back to the dealer you leased the car through to do the paperwork.

Be prepared for a signifigantly higher payment... Leased payments are based on the residual value (aka expected value at the end of lease term) While auto loans are full the full purchase price of the vehicle plus any applicable sales tax. Example... Financing $19750. for 60 months at 8% gives you a payment of about $400 a month.

Best of luck!

Is it possible to change an auto lease to a loan?

It would cost a fortune. You would have to pay the penalties to get out of that lease. If you wanted to buy the car, they would have to determine the %26quot;residual value%26quot; of the car/

Residual Value: %26quot;The price at which the car is expected to be sold at the end of the term. Residual value is used in calculating depreciation. Also called salvage value, scrap value.

The car lost value the day you drove it off the lot. You are upside down on it already.

You can talk to the dealership and ask them if you can buy the car at the residual value, and they MIGHT let you. But they also have the right, by contract, to penalize you for breaking your lease. If you do not pay the fees, not upholding your part of the deal, you will then be in default, and you will be in the ballpark for a high risk loan (which is a higher interest rate). Keep the car, and deal with it. It's not forever.

I have leased my car, and I think it's the way to go. You don't have to worry about selling it. The payments are lower, and you just turn it in when you're done. You can then chose to buy it at the residual value (which they will offer you). Or you walk away and let it be their headache. So what are the benefites of owning a outright? Sure you'll get the fuzzy feeling that it's yours. And someday you will pay it off (with higher monthly payments which mean you have less monthly cash flow). And then you'll probably just to turn around and buy another one. Then you have the headache of selling it or haggling a trade in. So think of a payment as your fee to drive. Cars are rarely good investments. They're not intended to be, unless you are into classic car restoration.

The other option is to total the stupid thing. They get paid, you're out of it. But then your insurance goes up and you might kill yourself. So I don't recommend that. LOL

Is it possible to change an auto lease to a loan?

you dont really state why you dont think you made the right choice in leasing, but the fact is, not that you ARE leasing, you would only cost yourself more money trying to change it... and by the way, you HAVE already made the first payment. In leasing you make your first payment before you drive off the lot, unlike a purchase where you pay a month or so later.

Is it possible to change an auto lease to a loan?

If you use the car for business then 100% of the lease is tax deductable, only the interest on the loan would be tax deductible.

Is your lease residual or non residual? Residual means you pay out the balance of the car value at the end of the lease and then you own the car. Non residual means you hand the car back at the end or the lease and lease another car or get a new lease on this car. If non residual then the difference between the value of the car at the end of the lease and the original purchase price may be billed or refunded to you, read your lease to find out if this applies.

A lease costs you the price of the purchase of the car minus the estimated sales value of the car at the time the lease expires plus interest and lease fees. A loan costs you the full purchase price of the car plus interest plus loan fees.

see the attached links to calculate roughly the cost on each.

It can be very expensive to break a lease on a new vehicle as they lose a lot of value as soon as they are driven out the show room door and you will have to pay this value plus fees attached with terminating the lease.

Is it possible to change an auto lease to a loan?

Take a deep breath: There is life after a lease. But since you don't own the car, you have fewer options. And it will cost you. Be prepared to pay steep charges if you cancel it outright.

A better move is to restructure the lease so that your monthly payment is more manageable. Keep in mind that you are at the mercy of the leasing company; be honest and explain your financial situation in detail.

Is it possible to change an auto lease to a loan?

Just pay it until the end and then buy it out.

Is it possible to change an auto lease to a loan?

NO IT'S NOT POSSIBLE, the moment you took delivery the depreciation factor hit way over 20%.

LEASE You must FULLY understand the contract when leasing a vehicle. Whatever terms you agree to and sign, be 100% sure you will want to keep it for that term and fully understand the fine print. If you went to jail for 3 or 4 years, you would most likely be released early based on good behavior. Not so with a lease! There is no parole without severely hurting your pocketbook. - sorry

Is it possible to change an auto lease to a loan?

Too late. Unless you want to lose oodles of $$$$$$$$$

Finding out if auto dealer took recourse loan?

will bre having repo on my car and want to know if dealer took recourse loan with financer

Finding out if auto dealer took recourse loan?

If you have your contract that was mailed to you by the dealer when you purchased it, there is a place on the back the dealer has to sign for recourse. Otherwise, call the lender or ask the dealer for another copy of the contract. However, I will tell you that it is not common practice for dealers to recourse a deal.

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

It is a bad credit loan

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

Yes.

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

Yes.... and they will most likely stick it to you...

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

They are obligated to sell it to re-coupe their losses, then they will bill you the balance, including tons of fee's and your interest rate will compound until you settle your debt.

Not a good idea.

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

When they repo it, they sell it and you are responsible for the difference between what you owe and what they car sells for.

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

I have had several cars repoed and yes they try to get the money out of you but I have one froma buy her pay here place now and they just charged it off to my credit they dont even want the car back now

Can the people that have the loan on my auto sue me for the difference if i let them repo it?

yes they can and it will ruin your credit

Where can I get a loan for auto repairs?

I have a 2002 saturn with 81000 miles and needs the transmission rebuilt.

Where can I get a loan for auto repairs?

You can get a loan from a credit card, or apply a personal loan from your bank (financial institutution).

Where can I get a loan for auto repairs?

you would have to get a personal loan and not one for the repairs.....I would suggest wherever you do your banking because they already know you and it is easier to get one from your own banking institution.

Where can I get a loan for auto repairs?

where are you at i could do it for 600

Where can I get a loan for auto repairs?

Talk to your bank about getting a personal line of credit. The line of credit can be used for any emergency situations (such as urgent car repairs) and the interest rate charged is usually equal to the bank interest rates. You pay it off gradually, usually minimum payment is something like 3% of the balance.

Putting the car repairs on your credit card is a bad idea. If you needed a loan in the first place to pay for the car repairs of about $1000, then that means that you would not be able to pay off the credit card balance before they start charging you interest. And their interest rates compare with Las Vegas loansharks...last time I checked my Visa rate was 19.5% as compared to 6% for my bank line of credit!!!

I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how?

i want to trade in a jeep with a bad equity of $4000 the buick i want to buy only cost 10000 .

I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how?

Carrying $4000 of negative equity into a $10,000 car is a bad move. Even if you had great credit, most banks wouldn't write a $14,000 loan on a $10.000 car unless you had some money down.

Even without the $4000 in negative equity, it would be nearly impossible to get a low interest loan with bad credit unless you had a co-signer.

There are companies out there that would give you a loan with bad credit, but you will pay high credit card interest rates.

Best bet is to pay down the Jeep or sell it privately then buy the Buick or come up with a $4000 down payment and a co-signer.

I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how?

If you have bad credit and negative equity, just wait till it's paid down. The Buick won't be worth it. Getting into deeper debt would be a classic retard move....don't do it. Just beacuse the rest of the world is drowning in debt with a giant vacant smile on it's face doesn't mean you have to so you can buy a granny car.

I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how?

Yes, if you going to let the finance manager at the dealership set up financing for you down payment is required and your interest rate will be high.

I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how?

you will get a loan. But you are a %26quot;high risk%26quot; so your interest rate will suck.

This is an opportunity to help your credit. A cash purchase will not help....but if you finance this buick and pay all the payments, your credit will be much better shortly.

Good Luck!

I want to know if you have bad credit and a 4000 neg equity if you can get a auto loan and how?

Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times,

I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : http://www.counselingcreditcarddebt.com

Is HSBC Auto FInanace a good company?

I sent my loan payment with a moneygram money order and now they tell me they never recieved it?! So now I owe double!!Even though moneygram says it was already cashed....GRRRRRRRRR...I hate them right now!!!

Is HSBC Auto FInanace a good company?

HSBC Auto is presumably a subsidiary of the original Hong Kong %26amp; Shanghai Banking Corporation, which has been around for decades and now has a worldwide presence. You can contact the money order company to find out how and when the money order got cashed. In the meantime, pay HSBC with personal checks on your own account; it is a lot easier to track these if they get waylaid.

Is HSBC Auto FInanace a good company?

I HATE THEM TOOOOOOO!!! We have a car financed with them and they called every hour of every day last month for 2 days after the initial due date...not the late date...harassing us for money we already sent to them....they totally suck. All these good people out here wanting jobs and they have people there that dont do their jobs by entering payments. This has happened to us twice since Sept 06. They call the home phone, then my cell, then the home, then my cell....every hour...and if you talk to them, the %26quot;make a note%26quot; that never seems to be on your account the next time someone calls....its very annoying and frustrating to pay someone, have it as cleared the bank and they keeeeeppppp callllliiinnnngggg.

Is HSBC Auto FInanace a good company?

Well, I say NO! We were financed through them for our house. We did get behind. Mostly their fault. It was our first time buying a house. When they got our loan, they told us that we would not have a payment for 3 months. We thought %26quot;cool!%26quot;. Then to find out later that what they actually meant was that it would not go on our credit for 3 months %26quot;IF%26quot; we did not make a payment. But, that is NOT the way they told us! Both my husband and I were on speaker phone with them and heard the same thing! The problem we think is that they have too many young %26quot;kids%26quot; working for them. And they don't know how to explain things well. We could not catch up the 3 months, then my husband got sick and was in the hospital for a month, my income was hardly anything, and we go farther behind so they foreclosed. We tried to deal with them to lower the payments, but they only wanted to take off just alittle, that really wouldn't make a difference. Basically, they wanted it all up front to be caught up. Not gonna happen. So, take the house HSBC! Whatever! Renting is easier anyway! No taxes, and if something breaks down, I don't have to have money right now to fix it! But, you have your money order to prove it at least. Call the money order people and 3 way call HSBC. They are legal crooks, watch out for them! I don't like them.

Is HSBC Auto FInanace a good company?

im not sure but thank your for your answer on my question. its nice to know im not the only one whose noticed these morons!! have a great day!

Can I get a 3 day right of rescision on my new auto loan if the dealer has a document stating otherw

No you cannot. The 3 day right of rescission does not apply to auto loans unless the seller came to your home (or office, or anyplace other than the dealership) to pressure you into the deal.

Can I get a 3 day right of rescision on my new auto loan if the dealer has a document stating otherwise?

that law only applies to something sold to you by someone uninvited (like coming to your door)

Can I get a 3 day right of rescision on my new auto loan if the dealer has a document stating otherwise?

Yes I believe so.The state has the law not the dealer. Check state statute on this. I sued a furniture store over a return and they had no returns in the contract and I won, Do it now three days isn't a long time. surrender the car to the dealer even if they refuse. leave it there.or else you own it . (If you have the car.)

Can I get a 3 day right of rescision on my new auto loan if the dealer has a document stating otherwise?

Ouch! Generally 3 day right of recission applies only if a purchase was made away from the seller's usual place of business - like something that someone sold you at your home. Best idea would be to call your state dept of consumer protection asap, or of you have something like prepaid legal or can otherwise afford a lawyer call one.

Where can I get an auto title loan in ohio?

this might help

http://www.nohasslebargains.com/loan/id5...

AUTO Loans

Financial Services

Where can I get an auto title loan in ohio?

In Zellres

Where can I get an auto title loan in ohio?

Try the pawn shops. Or do a google search for auto title loan in your locality.'

Where can I get an auto refinance loan that will give me extra cash over and above the payoff for my

I want to do some extra work on my car to enhance it's value and condition, rather than just trade up. I like my car and I know what I've got into it already. I don't want to get another used car--something that I have to start all over learning about, in terms of its mechanical needs. I just want to make my current car better, with the extra cash imbedded in the refinance.

Where can I get an auto refinance loan that will give me extra cash over and above the payoff for my car?

you can get cash above the payoff for your car if you have enough equity to meet the LTV guidelines for the bank, and still have room. Check with all the local banks to see what their guidelines are, and what they would lend on your car.

Where can I get an auto refinance loan that will give me extra cash over and above the payoff for my car?

You cant, but good luck anyway

Where can I get an auto refinance loan that will give me extra cash over and above the payoff for my car?

It's highly unlikely that you can get a loan for more than what your car is worth.... So it depends on how much you have left on your current loan..... and how much your car is worth.

Where can I get an auto refinance loan that will give me extra cash over and above the payoff for my car?

No bank is going to loan you more than the fair market value of your car. Unless your payoff is really low and the car's value is much higher, it's not going to happen.

How do start-up Auto Title Loan Business obtain funds for their clients?

I see there is a lot of information on other aspects of this business if one is willing to do some research, but the most important part to the puzzle seems to be missing.

How do start-up Auto Title Loan Business obtain funds for their clients?

I would go in and take out a small auto title loan and then pay it back right away so you can see the process. If you know someone who has taken a loan, ask them about the process. Do research around the internet.

How do start-up Auto Title Loan Business obtain funds for their clients?

I think that would be a great business to get into. No one can really do a good research other than the person who wants to start the business.

Capital one auto finance loan question.?

I hear that for most lenders you're suppose to have a maximum of $500 deductible collision/accident for insurance and was wondering if it applies to capital one also?(I would call but offices not open this late.)

I got approved for $37,500 loan with a 7.89% interest for 72 months, is that good?

Capital one auto finance loan question.?

Lenders, including Capital One, will require you to carry full coverage insurance, however they usually do not specify deductibles as far as comp and collision.

If you lease a vehicle however, many lenders will require you to carry a specific dollar amount of coverage in certain categories. I hope this helps.

Capital one auto finance loan question.?

THE $500.00 IS STANDARD AND IF YOU ARE BUYING A $37,500 DOLLAR VEHICLE YOU CAN AFFORD A $1000.00 DOLLAR DEDUCTIBLE.

ALSO IF YOU WERE APPROVED FOR THIS AMOUNT FROM CAPITAL ONE ITS NOT BAD BUT AT THE SAME TIME WHAT DID THE DEALER HAVE TO OFFER YOU.

ALSO YOU WILL NEED TO READ ALL THE FINE PRINT ON THE LOAN FROM CAPITAL ONE JUST IN CASE YOU FIND YOURSELF BEHIND, THE RATE MIGHT JUMP TO 23.5 PERCENT.

AT THE RATE THAT YOU HAVE YOU WILL BE PAYING AROUND $665.48 A MONTH LESS YOU INSURANCE.

Capital one auto finance loan question.?

Its pretty good terms if you can afford it. (remember you dont have to use all of it w/ capital one, they usually send a blank check for you to fill out at the dealers and they have the dealers fill out a few pieces of paper work for them) I've had capital one auto finance and yes they do require full coverage auto insurance until the loan is paid off. When you purchase the car you will need to have the insurance faxed over to the dealership for proof and I believe they also fax a copy to capital one. Hope this helps!!

Capital one auto finance loan question.?

The credit union that I work for does require no more then a $500 deductible on the insurance as far as the rate that you got it is ok but that would depend on your FICO score.

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what sh

What should I do in the next 12 months? I want to apply WITHOUT a co-applicant. I already have one credit card with a 1,000 limit which I have only had one month and paid the entire balance off on my first (and only) bill. TIA for your help!

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what should I do?

With that type of credit score, you should have NO problem getting a loan. What would be better is a down payment. Even if you have a small one, or none at all you should have no trouble without a cosigner.

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what should I do?

Thats a really good credit score. You can a really low rate when you go apply for a car loan forsure. How long of a loan are u looking for? You should try to pre qualify for a loan so you know exactly how much credit you can get without hurting ure credit score.

http://www.finance-experts.com/car-loans...

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what should I do?

What you should do is shop around for the best loan. You have a good score so getting credit won't be a problem. Focus on how much it will cost you.

When you do the shopping do it right when you're about to buy the car and do it all at once (within a couple of weeks). If you shop over the next 12 months the multiple inquiries will start to hurt your score. If you do them all at once they only count as one.

When I bought my car I used Lending Tree (I'm not an employee) and got 4 offers. Took the lowest one to the dealer and they offered me a better deal through a credit union when I closed so I took it. Use your leverage.

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what should I do?

Why waiting for 12 months?

ou having a good credit score.

Apply now.

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what should I do?

At the least, you'll need a verifiable source of adequate income. Be prepared for high interest rates due to your age and lack of credit record.

P.S. Ignore all the scammer response posting you see here. Don't deal with them.

I am 18, have a credit score of 726, and want to aply for a $10,000 auto loan in 12 monts... what should I do?

There are many auto loan options available today. Today, stiff competition among auto loan financing companies%26lt;!--has made it possible to get a car loan or an auto loan at favorable terms.

http://best-loans.awardspace.com/autoloa...

However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car--%26gt;finance option. You can apply for online car loans on the Internet, or get it from your car dealer.

What auto APR loan should I get?

I have a 607 credit score and my husband has 620. What APR should we expect to get on an 2006 Chevy Equinox?

What auto APR loan should I get?

Why don't you save your money and pay CASH?

What auto APR loan should I get?

32.99% apr..

What auto APR loan should I get?

depends on your debt to income ratio - but I would say about 9%

What auto APR loan should I get?

zero is the best and they are offering that now if u have good credit

What auto APR loan should I get?

Your husband would get the better credit rate. Around 5.9 to 7%

What auto APR loan should I get?

Anywhere from 5-8% depending on the dealership or bank you use for the loan and how long you finance for. Average rate now is about 6.8 to 7.8 %.

Does it look bad on your credit if you refinance your auto loan ?

Auto finance is what I do for a living and I have done this a couple of times and no it doe's not look bad on your credit.

Does it look bad on your credit if you refinance your auto loan ?

If rates fall what would you do ? I would refinance.

Does it look bad on your credit if you refinance your auto loan ?

If you paid almost half of the loan, you paid about 70% of your interest. If it's a fairly new loan, and the rate is much lower, then you should refinance.

Find web site for tower loan auto financing?

buying a used car

Find web site for tower loan auto financing?

http://www.towerloan.com/lending.html

Why will noone approve me for an auto refinance loan?

I have a decent credit score (650-700), lived at my resident long enough, been at my job long enough (almost 2 years) and make more than enough money to get a loan. I have paid on the car for 7 months on a 6 year loan. The interest rate is over 20% right now and have an excellent payment history on all my accounts/credit cards. So far, most reputable financing companies have rejected me online. I will soon go to banks and credit unions. Any suggestions?

Why will noone approve me for an auto refinance loan?

Your best bet is to go to a credit union first- they tend to be more lenient and offer better rates, usually. What you are describing about your situation does not add up at all. If you really have 650-700 for a score, been at your residence for 3 years, had a STABLE employment history for at least 2 years and make more than enough money- you sould have a much lower interest rate.

Remember, there are 3 credit report bureaus and not all of them have the same information as the next. Experian may not have the same information as Transunion or Equifax, which may lower or raise your credit score, depending what is on it. You may have 650 for a score on Equifax, but on Transunion you may have 525 for a score because of an old debt that you never paid off and that just so happens to be the credit bureau that your lender uses in making their credit decisions. You should be able to ask your lender which bureau they use.

I suggest you pull all 3 reports and look to see what exactly is on there.

Just an FYI- it usually does not matter at all whether or not you are upside-down on a car loan. What really does matter is your credit worthiness and debt-to-income ratio. Most lenders do not like to see your car payment higher than 1/5th or 1/6th of your monthly income and your total debt (house, car, credit cards, loans and even co-signed loans) should never be more than 50% of your disposable income. Try to shoot for 30 to 40% for best outcome.

Hope this helps!

Why will noone approve me for an auto refinance loan?

The 20% loan is way too high for someone of your credit score. Something is %26quot;wrong%26quot; for you to be rejected.

While car loans will naturally have a higher interest rate due to the poor quality of the collateral (used cars do not retain value very well), you should be able to do much better at any bank. You should be getting a loan somewhere near 8%. If you have a sizeable deposit at your bank, you might even do better.

Why will noone approve me for an auto refinance loan?

you should never go for such a high rate. try a few loan companies offline it will surely help

Why will noone approve me for an auto refinance loan?

because you are probably %26quot;upside-down%26quot; on the loan, which means you owe more the car is worth.

Start putting more towards the principle of the loan to lower the amount of interest paid. If you make a $1000 payment and you owe $300, put a note with your check to indicate the extra $700 goes towards principle. Also, contact them to see how they handle overpayments to be sure.

My brother pays his 7 year loan twice a month and he is slated to end in 37 months, saving him about $6200.

Capital one auto finance loan question.?

I got approved for $37,500 loan with a 7.89% interest for 72 months, is that good?

Capital one auto finance loan question.?

Lenders, including Capital One, will require you to carry full coverage insurance, however they usually do not specify deductibles as far as comp and collision.

If you lease a vehicle however, many lenders will require you to carry a specific dollar amount of coverage in certain categories. I hope this helps.

Capital one auto finance loan question.?

THE $500.00 IS STANDARD AND IF YOU ARE BUYING A $37,500 DOLLAR VEHICLE YOU CAN AFFORD A $1000.00 DOLLAR DEDUCTIBLE.

ALSO IF YOU WERE APPROVED FOR THIS AMOUNT FROM CAPITAL ONE ITS NOT BAD BUT AT THE SAME TIME WHAT DID THE DEALER HAVE TO OFFER YOU.

ALSO YOU WILL NEED TO READ ALL THE FINE PRINT ON THE LOAN FROM CAPITAL ONE JUST IN CASE YOU FIND YOURSELF BEHIND, THE RATE MIGHT JUMP TO 23.5 PERCENT.

AT THE RATE THAT YOU HAVE YOU WILL BE PAYING AROUND $665.48 A MONTH LESS YOU INSURANCE.

Capital one auto finance loan question.?

The credit union that I work for does require no more then a $500 deductible on the insurance as far as the rate that you got it is ok but that would depend on your FICO score.

Need an auto/personal loan for 5000, I have horrible credit but a cosigner... where do I go???

I'm looking to get 5000 for a loan, I have job security, been at my job for 3 years, I also have my father for a co-signer... where should I go? I'm getting so frustrated with all this! All my credit mistakes from when I was younger, thinking I knew it all... damn.

Need an auto/personal loan for 5000, I have horrible credit but a cosigner... where do I go???

Go to your local credit union. They give good loans at low rates, and they'll accept a co-signer. Also, if you have been making regular payments on your debt and don't miss a payment, your credit shouldn't be so bad anymore. If not, you need to learn how to handle credit and clean it up. There are lots of books at the library to learn how to do it.

Need an auto/personal loan for 5000, I have horrible credit but a cosigner... where do I go???

Have you tried looking online for a provider. There are many providers who will meet your circumstances. Try my profile under debt as there is a page all about auto loans and another about personal loans. Its free, just advice thats all.

Need an auto/personal loan for 5000, I have horrible credit but a cosigner... where do I go???

If you have a poor credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with poor credit score.Check out link for details.

http://l4y.info/

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k a

Which will save me more money and interest?

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

You indicate the 2k will kill the credit card debt. If so, get rid of it. Basically pay off all you can and apply those payments to your other debts. If you go smallest to largest, you'll enjoy paying thing off instead of worrying about paying off by interest rates. The interest savings will be very small and you'll be eliminating debt along the way.

Pay off smallest to largest worked for me, I always got tired of trying when just looking a interest rates because I never got anything payed off. Small victories are great motivators.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

PAY OFF CREDIT

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Apply it to whichever one has the higher interest rate.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

It's better to save it, and pay off your loans a bit with each paycheck. If you can get extra work or overtime, that's even better. Another thing you might consider is trying to consolidate both loans at a lower interest rate. Then quit using your credit cards until you're debt free.

If you continue to save a little bit out of each paycheck for yourself (10% is very reasonable), then when you have paid off your debts you will find that you have a nice lump of cash in savings--which I would recommend investing, rather than celebrating with. You will also have learned the discipline of saving a portion of your income, which will probably help make you financially wiser, and certainly wealthier.

I suppose you could take the advice of others, and apply every last extra penny to your debts--but consider carefully. Few people who have managed to dig themselves into financial holes have the discipline to continue slavishly working for their money lenders. Typically, they will fall back into their old spending habits long before their debts are paid. And even if they manage to tough it out until their last payment, they have nothing but a clean financial slate to show for it, and have not taught themselves--trained themselves--to save for the future.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

credit card~!

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Well, I would hold off and just make payments to both but if it is not an issue to keep the money I would pay off the credit card you are probably getting a 25% or more on interest and late fees.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Depends on the interest rate, but more than likely the credit cards would be higher rate and thus, more pressing to pay off.

Also, you have the added benefit, of once you paid off the card, you could use the money that you would have been still paying to add to your usual payment to your car.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Credit card for sure. The interest in the car loan is figured differently. Pay off the cc and then pay the additional to the car. If you normal cc payment would be $50 - then add $50 to your car payment.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Pay off your debts first.

Why would you keep your credit card debt and add a new debt in the car ? Digging a hole deeper for yourself.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Assuming your auto loan's interest rate is lower than your CC's, I'd be paying down that credit card first.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

pay off the credit card -- especially one with a high interest rate. always start paying off what is smaller and more manageable one before you start tackling the biggest ones. i've paid off many bills this way and it feels as if i am getting ahead that way. i've paid off little bills and now have two major ones i am tackling.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

If you qualify for a decent rate on the car loan, pay off the credit card. Most car loans are under 10%, and dealer financing can even be 5% or less for a new vehicle. Most credit cards are 18 to 22%

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Most credit cards have interest rates of 18-22%; interest rates on auto loans are typically lower (7-12%) because it's secured debt. Definitely pay off the credit cards first!! But keep at it, use the funds you usually pay to the credit card to help tackle your next largest debt.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

If you pay off a credit card which bears a higher interest rate than the auto loan, then you'll have higher interest savings. But then after doing that, there's probably the tendency of using your card again on a series of future purchases amounting to 2K.

So, perhaps you may opt to apply it to your auto loan, enjoy lower interests on the short term, but bigger savings on the long term provided you gradually pay off your credit card.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

In order to determine which debt to reduce it's necessary to know the outstanding debt and the APR being charged on each debt.

If you have 2k in your savings account, is it better to pay off a credit card or apply it to a 16k auto loan?

Can you make more with your 2k on a money market account with the bank?

Here's what the devil-looking lady author says: Pay the minimums on everything, except for the one with the highest interest rate. On the one with the highest interest rate, pay at least twice the minimum payment (say $250). Once that debt is cleared take that $250 and add it to the minimum of the other.

That's it. Get the hell out of debt.

Oh, and here's something from Rich Dad/Poor Dad - make sure that the next time you go into debt....it's GOOD debt. Get a loan to buy something that will go UP in value, not down in value...like a house or a business.

If you want to spend an extra 2 hrs. per day writing, I can get you an extra $120 - $240 per month.

Drop me an email: BusinessViking@yahoo.com

Good Luck.

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto

refinanced, traded car in got a better car have a credit card, and paid off stuff on my credit report. I have 1 credit card and limit is 250.00, but I am still unable to get credit. I am not understanding what i am doing wrong.

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

This is how your score breaks down:

35%- payment history

30%- total debt outstanding

15%- length of time you've had credit

10%- types of credit

10%- inquiries and new credit

Now how you can help yourself is to:

1. Get added as an authorized user. If you have a close friend or family member that has excellent credit, see if they'll add you on their account. You don't need a card, for this is just for reporting purposes only. If you're able to be added, make sure that the credit card company reports that account on your credit.

2. Get a secured card. This is the easiest credit card that you can get, without having a credit check. These may be offered where you do your banking or at Bank of America %26amp; Wells Fargo, for starters. You would have to put up a deposit upfront to secure the same amount in a line of credit, but the deposit would collect interest while you're proving your credit worthy. If possible, to increase the limit by adding to the deposit every 2 months or so, by doing that once the card does become unsecured, you'll keep that credit line and will have gotten the deposit back with interest. It looks good on a report when you have a high limit because it looks like you're trustworthy with a high limit. The key is to spend a small amount that can be paid off in full on time, every month. After a year of perfect payment history, the card should become unsecured.

Finally the monthly bills that you do have that you're paying regularly on like cell phone, car payment, etc. can be repoted to an agency called PRBC for positive credit. This is perfect if you're just starting out becuase certain things that you pay every month, may not show up on a report. Any payment that you pay can be reported in a scored report that can be used along with your credit reports. There's a lot that's covered in the website below, be sure to check it out.

Good Luck!

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

call in the professionals

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

time

that is the best way to get you credit score up

if you need more help trying listening to Clark Howard

you can search his name on google and can find where you can here is radio show.

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

** Don't close your old accounts

**Never pay late

** Keep balances at 50% - at least

**Open a secured credit card

Go to www.annualcreditreport.com and get your FREE credit report directly from the bureaus. Find out what are your creditors seeing and correct it intermediately.

Sometimes when the creditors see a lot of inquiries in your credit, they see that you are desperate for a credit card.

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

In Canada it takes 6 years your credit history be cleaned, and if you hadn't have any late payments or any claim on your credit, you shouldn't be worry about your credit score.

About increasing your credit cared limit, it depends on your income and the date which you get your previous credit card. Mostly if takes near to 6 month to increase your limit.

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

In this case time is the answer. Then you should try expanding your credit pool slowly. Generally it is safe to have a few tradelines available - however try not to run their balances over 33% of the maximum balance available. When credit bureaus see people pushing up to their max credit balance it sends up red flags and can slow your credit growth. Keep on time with payments and you'll see your situation improve.

How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?

%26quot;mproving Your Bad Credit Report: If you have a bad credit record, check the reason for this report. If the reason is due to late or non-payment on your behalf then, start making the payments to the lender and clear off the debts quickly.

Dont make late payments. If you are not in a position to pay due to shortage of money then limit your spending.

Paying off your huge debt in small amounts.

The credit bureaus can also make mistakes. They store the ratings of many people and are they too can make mistakes. They can enter wrong details about you%26quot;

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an au

May be. Depends on your ability to repay. The bankers have a criteria to determine your application for further credit.

Usually your monthly repayment could not exceed 30% of your family income per month.

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

If you paid on time, you should be ok unless you already have 3-4 active auto loans on your credit.

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

You have to be very careful co-signing for any loan because if the borrower defaults, you are left owing the money!!

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

IT USUALLY TAKES ABOUT 8-12 MONTHS FOR YOUR CREDIT TO IMPROVE. THEY WANT TO SEE A POSITIVE PAYMENT HISTORY ON YOUR ACCOUNT.

CO-SIGNING IS MOST COMMONLY REFEREED TO %26quot;AN IDIOT WITH A PEN%26quot;

I WOULD NOT RECOMMEND DOING IT EVER EVER EVER EVER.

YOU WILL BE HELD TOTALLY RESPONSIBLE IF THE 1ST BORROWER DEFAULTS, THEY WOULD MORE THAN LIKELY TAKE THE CAR AND SPLIT AND LEAVE YOU HOLDING THE NOTE.

DANGER, DANGER WILL ROBINSON, DANGER

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

as long as there are no late payments or other negative marks against you.

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

Not necessarily, It depends on the proportion of how much you make and how much you owe.

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

if you were able to purchase a house. You should be more than able to co sigh for a car.

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

Think about this閳ワ腹鈧?br> If the buyer defaults on the auto loan, can you afford to make the payments? Because that閳ユ獨 what will probably happen.

Is this a 2 year, 4 year 5 year loan? Do you want to be responsible for someone else閳ユ獨 finical stability for

5 years? (don閳ユ獩 lose track of this person)

I like the way icsowesmemoney answered your question

CO-SIGNING IS MOST COMMONLY REFEREED TO %26quot;AN IDIOT WITH A PEN.

DON閳ユ┏ DO IT!!!

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

Yes Their credet is good enough to cosign your auto loan.

If you just puchased a house 2 months ago would your credit be good enough still to co-sign on an auto loan?

Once upon a time, my husband co-signed for %26quot;a friend%26quot;, very shortly after, the %26quot;friend%26quot; skipped town, without paying the loan. The company garnished my wages! I did not even sign on the loan, nor did I know anything about the loan.

Even for family, this is a financial fiasco waiting to happen. I won't even co-sign for my kids. You have worked hard to get where you are. Are you willing to jepardize what you have accomplished. If you have to make the car payments for the %26quot;friend%26quot; would you be able to make your house payment as well. You could loose your house, because you had to cover someone else.

All of the promises of payment would make no difference to the collection company. You would loose first. Steer a very wide berth on this!

And by the way, it would harm your credit to apply for a loan so soon after purchasing a home. They see it as I do, a serious potential for failure to manage your mortgage payments.

I know IRS tax lien can ruin my credit, will it affect the credit of my co-signer on my auto loan?

No. Only late payments or defaulting on the auto loan will affext the cosigner.

I know IRS tax lien can ruin my credit, will it affect the credit of my co-signer on my auto loan?

No, Your credit does not affect your co signers and their credit does not affect yours.

I'm currently in Chapter 13 Bankruptcy and need a new vehicle. Where is the best place to get a

you are currently in bankruptcy and want to go in debt again?

there's nothing wrong with your head

I'm currently in Chapter 13 Bankruptcy and need a new vehicle. Where is the best place to get an auto loan?

credit angel

i think it's creditangel.com but i'm not sure.

I'm currently in Chapter 13 Bankruptcy and need a new vehicle. Where is the best place to get an auto loan?

capital one....they have credit cards auto loans etc.....look them up

I'm currently in Chapter 13 Bankruptcy and need a new vehicle. Where is the best place to get an auto loan?

First you will need the Judges permission to get one. No bank will consider it unless the Judge has OK'd it.

Very few will do it, but call around to dealerships in the area after you get your letter from the court.

What are some of the best options for someone with a crappy credit score who's trying to get an

Well dude,it looks like you'll be busy for a while.You're question is one I know all to well.It's definitely %26quot;CATCH 22%26quot;!! If you're score is as low as you say it is,forget Banks,as far as a 'financial institution' goes,your best bet will probably be a Credit Union.I joined one,do business with them,you'll have to be involved with them for about six (6) months.You see all the stuff you got,this is not a quick fix,get into the C.U.they'll be more apt to help you regardless of the score.GOOD LUCK!!!!!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

get a co-signer

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

1. Make a large down-payment.

2. Join a credit union. They're usually a little more flexible.

3. If you are working and have enough income to pay a car loan, you will get a loan. It will be at a high interest rate and require a large down payment, but if you make the payments when due for 12 months or so, you will be able to refinance at a lower interest rate.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

http://www.all-about-car-selection.com/b...

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Save a big down payment and find a co-signer

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

You actually have quite a few options, but it depends on just how bad your credit score is and why. The best thing to do is go to wherever you want to get a vehicle from, and request a %26quot;credit interview%26quot; with the finance manager. Trust me, it's what I do and that is the best person to ask advice from about the subject. They can look at everything listed on your credit bureau and see why the score is what it is and either find an avenue that suits your credit history best or tell you how to fix it to bring your credit up to qualify!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Make sure you pay all your bills on time and check the three credit reports and take care of those first then try for a co-signer, hopefully it will be someone who can trust you. Also make sure you pay the car payments or your credit will be even worse.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

run to mexico

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

The best bet is not to get an auto loan b/c then you're stuck in that loan for 5 years making payments every month. If you are able, drive the car you currently have and put what you would be putting towards a payment each month into savings and when you have enough saved, buy a nice reliable vehicle. Save the money and sell your current vehicle each time and in a few short years, you can pay cash for a really nice vehicle, that will not be going down in value every mile you drive it.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Try visiting several large dealerships and explain your situation up front. The finance managers can evaluate your information and usually have access to companies who lend to at-risk customers.

Unfortunately, you may have to try several places before you find a %26quot;good guy%26quot; willing to help you. It can be done, though - don't give up. And don't relinquish yourself to the fact that people with bad credit can't get new cars, must have cosigners, or have to have a large down payment. It may take some time finding the right lender, but keep trying. CapitalOne and AmeriCredit are two of several lenders out there that work with dealerships to help people get back on their feet.

Depending on your credit score, you may have to pay a higher interest rate. Just prepare yourself and deal with it. After 12-18 months with a positive payment history with your auto loan (and with all of your other bills - no late payments!!) hopefully your credit score will increase and you'll be able to refinance your vehicle or trade it in for a better vehicle at a lower interest rate!

Good Luck!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Honestly, there are no answers you need to get rid of the crappy credit stigma. If it is a bad debt for a small bill, pay it and get rid of the history. If it is bankruptcy or the like, you need a sympathetic lender or get your wife/partner/parents to take out the loan in their name but have the payments come out of your account. This way you will get your credit rating back. Then a couple of years into the agreement change the loan into your name.

Unfortunately the laws here were brought about primarily to stop the larger business corporations from getting away with large debts but it also traps the smaller individual, believe me I have and still are going through it.

Good luck

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

get a cosigner, down payment.......... pretty much what everyone else is saying,..................

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

just save up and buy a used car

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Grand Theft Auto

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Go to a place where you can put $500.00 dollars make low payments and build your credit back up. You may not get the kinda vehicle you exactly want but you can have it paid off in a 1 1/2 yrs. have some good credit established and turn around and get you a way nicer vehicle maybe even a new one or go put a big chunk of change down and get a brand new one right now.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

go to a dealership that does in-house financing. they don't check credit - you pay them directly. however, it will not improve your credit... it doesn't actually do anything to your credit. i know, we have a dealership business. :-)

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Identity theft?

No, not really, just kidding.

The suggestions above are good.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

If you have a large down payment many places will finance

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Save up and get a nice used car then you can own it outright then all you have to worry about is paying on the tags every couple years and insurance

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

i don't know

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

You will be paying a high interest rate loan. Many companies like you see advertising on TV charges in the 20% or higher rate. I suggest save some money and buy a used vehicle in cash. Those high interest rate loan will also mean high insurance cost since your credit is not so good. A cheaper car with no debt doesn't just cost less insurance but also no lien which your insurance company will consider.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Buy a beater car (a very beat up old car) for as little money as possible. If you're not comfortable doing that by yourself, try to get someone who has some used-car buying experiece or knows some mechanic stuff to help. There's some risk and luck involved but it CAN work.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

%26quot;thylawyer%26quot; had really good answers. However, i have one more to add. Depending on how long you are willing to wait on buying a car, you could do a credit enhancement program. My husband and i are doing this so we will have a better score.

Basically, you pay a sum of money to an organization and they work on enhancing your credit. read your agreement with them, though. Most will offer your money back if they don't increase you score by a certain number of points. Also, most programs, like the one we're in only takes a few months.

i recommend

www.thecreditsolution.org

1-866-865-6959

GOOD LUCK!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

u know u have to put down a large amount, and pray that they have in house financing.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

d know

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

if you already have a car that is in working condition that you arent sinking money into for repairs, keep it as long as you can and save some money. Because your credit score is low you will need a larger downpayment to off set it. If you need a car NOW, your best bet is a used car from a good dealership. It will give you the chance to fix your credit while NOT paying a $500 car note. Yeesh!!! Work on whatever it is that is lowering your score. It wont happen overnight. A few years later if you want to... with Excellent credit you can walk into any dealership and buy brand new and get a good interest rate.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

buy here pay here

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Buy a lottery ticket and win.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

you need to be more specific. can you do ride-share or bus until you clean up your credit?

there are organizations that can intercede for you with creditors and teach you the best way to get out of debt.

it is financial suicide to keep piling debt on top of what you cannot pay now. use your head, man!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Gee, you might need to find an auto insurance company that will help you get an auto loan without having to check your accounts.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

There are so many places that do not check credit for car loans right now. They depend solely on a job and down payment. If your credit is already crappy there is no need to make it worse by applying for suto loans you know you are not going to get (remember every inquiry brings your fico score down). I say search for a place that doesn't do credit checks and save up a down payment. You may have to settle for a used car but you will be riding. Plus your credit wont get any worse. A word to the wise, start paying your bills and repairing your credit.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/

I have a very good income but my credit died when I was laid off a couple of years ago. Now that I have a good salary again, I am ready to buy a new car with 30% down. The vehicle is not expensive and that is why I have the down payment. I have recently paid off a couple of past collection accounts but I know there's more. Any assistance would be greatly appreciated and thank you in advance.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

It's going to work : http://index-go.com/bad-credit-car-auto-...

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

Try this link, they usually give credit to people with little or no credit.

Good Luck.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

depends how much interest they will charge you.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

Sure you can.

This is what I do for a living. Look in your local paper and find a dealership that advertises Special Finance. Call them and talk to the Manager , they will be able to help you.

With 30% down there should be no problem getting you approved.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

Both HSBC and Capital One Auto have Sub-prime lending programs that may grant you an auto loan. It is likely you will be paying around 19%+ interest with low credit scores. Also, if you dont mind purchasing from a dealer, most large car dealerships offer second chance programs and will finance you with similar high rates as long as you have a down payment. It may be worthwhile to check around your area. Take a copy of your credit report if you have it, it will allow dealers to know your situation and eliminate the need for additional inquiries on your credit as you are shopping around. Avoid %26quot;buy here pay here lots%26quot; they charge rates and fees that are beyond exorbitant. The good news is as your credit scores go up you can refinance to a lower rate, so there is a light at the end of the tunnel.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

With 30% I would think it should be fairly easy! My credit score is also in the low 500's and I recently tried to get a new car. I was approved for the loan, but I needed $3000 down. I don't know exactly what percentage that was, but it was pretty low.

One piece of advice though- go to the dealership and explain your situation. Don't let them run your credit until they completely understand your situation and they tell you that they are almost positive they can do the deal.

Good luck!

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

With 30% down you have a decent chance. And especially considering your income is ok.

You will still probably be charged very high rates though.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

Yes you can get a loan and you probably don't have to put that much down. Typically a bank will require a commitment from someone in your situation of anywhere from $500-$1000 down. You may pay a high interest rate, but you should be able to get a new vehicle. Keep in mind that newer cars typically have lower interest rates than older ones. Save some of the money and only put down the minimum that the bank requires, provided you are comfortable with the payment. Only put more money down if you need to lower the payment or if the bank requires it.

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.

WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.

There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...

http://www.axalda.info/bad-credit-car-lo...

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

Sure give it a try. Prepare the written explanation you showed here. You credit score went down because you missed a lot of payments and maybe had to go to collection on some. You should have each one explained and what was the outcome. Most car companies are so hot to sell they probably will take you.

Good luck on your car

Dah dude

My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

A lot of factors are involved. I would say you may have a reasonably good chance of getting financed.