Is it possible to get an auto loan with a 630 credit score?

630 is a little below average, but not bad. you can certainly get a loan, your entire credit bureau will need to be analyzed, in order to determine your interest rate. Money down, other loans, time on bureau, debt to income ratio, all play a part other than the credit score.

Is it possible to get an auto loan with a 630 credit score?

It totally depends on where you go, how much money you have for a downpayment, and how much you are spending, not to mention what is on your credit to drop it down to 630.

630 is classed as average, so it might be possible. There are many places out there, shop around, but not too much, each inquiry drops your score slightly. Ask questions before you surrender your social number.

Is it possible to get an auto loan with a 630 credit score?

it is possible to get a loan with NO credit score. You simple will pay a very high interest rate. Your job, income vs expenses determines if major banks want to lend you money. There are alway small dealers who self finance people at high rates.

Is it possible to get an auto loan with a 630 credit score?

Of course it is a 630 credit score is pretty good.

Especially if you don't have allot of debt.

But if I were you I would go to Chevy and see what they can do for you.

They treated us really good and we are very happy with the vehicle we purchased and you can get On Star which is a really good thing to have.

If your locked out of your vehicle you can call On Star and they can unlock it for you by phone and it has many other features that are real handy to have.

Brand new is always nice but as soon as you drive it off the lot it isn't considered 'new' anymore and depreciates in value tremendously leaving you with instant debt.

A vehicle that's about a year old is better because it's still fairly new and you won't lose money on it because the depreciation has already occured that somebody else had to pay for.

This will also be good for your credit as it will show you are obtaining equity on it instead of owing thousands in debt.

You have a good credit score so happy car shopping and good luck.

Is it possible to get an auto loan with a 630 credit score?

You can get a car loan with your credit score.