Monday, October 26, 2009

I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal

My intrist rate on the credit cards are 2 and 7 percent and 6 on the auto.



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

I agree with Dr. Deth - you have great rates on your credit cards. Leave them alone!



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

Auto Loan Guide: http://autoloans.autoloanassis... Report It



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

you will never find rates that low in a home equity or consolidation loan - espec the 2%- just keep those accts the way they are and make payments on time or the credit card rates could increase drastically



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

Leave it alone. Get on a written budget. Pay extra. Get them paid off.



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

personal loans from topmost banks it's help you hope visit



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

No, don't consolidate!



Start with the lowest balance first and pay all you can on that one and only pay the minimum on the others. When the first loan is paid off, do the same thing with the second loan, adding what you paid on the first loan to what you pay on the second loan. It is called the snowball effect.



I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

If you have found yourself overwhelmed by debt from your credit cards, you may be wondering how to eliminate credit card debt in your life. Believe it or not, you have a lot of company when it comes to worrying about how you are going to eliminate credit card debt. Many Americans are over their heads in debt. It is important that you take steps to get your debt under control before you end up in serious financial trouble.



Find a Way to Get Better Rates



One way that can help you get rid of the credit card debt that you are in is to find a way that you can get better rates on your credit cards. You can do this by trying to find a credit card that has lower rates than your current cards, and then make transfers over to the card with the lower interest rate.



Another way you may be able to get better rates is to try to negotiate with the company or have a credit counselor negotiate with the company to get you better rates on your card. While you may not realize it, having a lower rate can actually save you hundreds of dollars and can help you get out of credit card debt much faster.



Eliminate Debts One By One



If you are wondering how to eliminate credit card debt, another way that can be a great help is to start working methodically to eliminate your debts one by one. You can choose either to pay extra on your card with the lowest amount of debt or you may want to pay more on the card with the highest interest rate, but whichever way you choose will be a great way to help you get out of debt much faster.



Debt Consolidation



If you are serious about getting rid of your credit card debt once and for all, you may want to work on getting a debt consolidation loan. This method of elimination will help give you lower interest rates, a regular payment schedule, and you will only have one easy payment to make each month. This is a very easy and effective way to eliminate the credit card debt that has been causing you so much trouble. Read more from: http://www.credit-card-gallery.com/artic...

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