What are some of the best options for someone with a crappy credit score who's trying to get an

Well dude,it looks like you'll be busy for a while.You're question is one I know all to well.It's definitely %26quot;CATCH 22%26quot;!! If you're score is as low as you say it is,forget Banks,as far as a 'financial institution' goes,your best bet will probably be a Credit Union.I joined one,do business with them,you'll have to be involved with them for about six (6) months.You see all the stuff you got,this is not a quick fix,get into the C.U.they'll be more apt to help you regardless of the score.GOOD LUCK!!!!!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

get a co-signer

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

1. Make a large down-payment.

2. Join a credit union. They're usually a little more flexible.

3. If you are working and have enough income to pay a car loan, you will get a loan. It will be at a high interest rate and require a large down payment, but if you make the payments when due for 12 months or so, you will be able to refinance at a lower interest rate.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

http://www.all-about-car-selection.com/b...

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Save a big down payment and find a co-signer

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

You actually have quite a few options, but it depends on just how bad your credit score is and why. The best thing to do is go to wherever you want to get a vehicle from, and request a %26quot;credit interview%26quot; with the finance manager. Trust me, it's what I do and that is the best person to ask advice from about the subject. They can look at everything listed on your credit bureau and see why the score is what it is and either find an avenue that suits your credit history best or tell you how to fix it to bring your credit up to qualify!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Make sure you pay all your bills on time and check the three credit reports and take care of those first then try for a co-signer, hopefully it will be someone who can trust you. Also make sure you pay the car payments or your credit will be even worse.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

run to mexico

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

The best bet is not to get an auto loan b/c then you're stuck in that loan for 5 years making payments every month. If you are able, drive the car you currently have and put what you would be putting towards a payment each month into savings and when you have enough saved, buy a nice reliable vehicle. Save the money and sell your current vehicle each time and in a few short years, you can pay cash for a really nice vehicle, that will not be going down in value every mile you drive it.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Try visiting several large dealerships and explain your situation up front. The finance managers can evaluate your information and usually have access to companies who lend to at-risk customers.

Unfortunately, you may have to try several places before you find a %26quot;good guy%26quot; willing to help you. It can be done, though - don't give up. And don't relinquish yourself to the fact that people with bad credit can't get new cars, must have cosigners, or have to have a large down payment. It may take some time finding the right lender, but keep trying. CapitalOne and AmeriCredit are two of several lenders out there that work with dealerships to help people get back on their feet.

Depending on your credit score, you may have to pay a higher interest rate. Just prepare yourself and deal with it. After 12-18 months with a positive payment history with your auto loan (and with all of your other bills - no late payments!!) hopefully your credit score will increase and you'll be able to refinance your vehicle or trade it in for a better vehicle at a lower interest rate!

Good Luck!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Honestly, there are no answers you need to get rid of the crappy credit stigma. If it is a bad debt for a small bill, pay it and get rid of the history. If it is bankruptcy or the like, you need a sympathetic lender or get your wife/partner/parents to take out the loan in their name but have the payments come out of your account. This way you will get your credit rating back. Then a couple of years into the agreement change the loan into your name.

Unfortunately the laws here were brought about primarily to stop the larger business corporations from getting away with large debts but it also traps the smaller individual, believe me I have and still are going through it.

Good luck

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

get a cosigner, down payment.......... pretty much what everyone else is saying,..................

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

just save up and buy a used car

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Grand Theft Auto

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Go to a place where you can put $500.00 dollars make low payments and build your credit back up. You may not get the kinda vehicle you exactly want but you can have it paid off in a 1 1/2 yrs. have some good credit established and turn around and get you a way nicer vehicle maybe even a new one or go put a big chunk of change down and get a brand new one right now.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

go to a dealership that does in-house financing. they don't check credit - you pay them directly. however, it will not improve your credit... it doesn't actually do anything to your credit. i know, we have a dealership business. :-)

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Identity theft?

No, not really, just kidding.

The suggestions above are good.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

If you have a large down payment many places will finance

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Save up and get a nice used car then you can own it outright then all you have to worry about is paying on the tags every couple years and insurance

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

i don't know

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

You will be paying a high interest rate loan. Many companies like you see advertising on TV charges in the 20% or higher rate. I suggest save some money and buy a used vehicle in cash. Those high interest rate loan will also mean high insurance cost since your credit is not so good. A cheaper car with no debt doesn't just cost less insurance but also no lien which your insurance company will consider.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Buy a beater car (a very beat up old car) for as little money as possible. If you're not comfortable doing that by yourself, try to get someone who has some used-car buying experiece or knows some mechanic stuff to help. There's some risk and luck involved but it CAN work.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

%26quot;thylawyer%26quot; had really good answers. However, i have one more to add. Depending on how long you are willing to wait on buying a car, you could do a credit enhancement program. My husband and i are doing this so we will have a better score.

Basically, you pay a sum of money to an organization and they work on enhancing your credit. read your agreement with them, though. Most will offer your money back if they don't increase you score by a certain number of points. Also, most programs, like the one we're in only takes a few months.

i recommend

www.thecreditsolution.org

1-866-865-6959

GOOD LUCK!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

u know u have to put down a large amount, and pray that they have in house financing.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

d know

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

if you already have a car that is in working condition that you arent sinking money into for repairs, keep it as long as you can and save some money. Because your credit score is low you will need a larger downpayment to off set it. If you need a car NOW, your best bet is a used car from a good dealership. It will give you the chance to fix your credit while NOT paying a $500 car note. Yeesh!!! Work on whatever it is that is lowering your score. It wont happen overnight. A few years later if you want to... with Excellent credit you can walk into any dealership and buy brand new and get a good interest rate.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

buy here pay here

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Buy a lottery ticket and win.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

you need to be more specific. can you do ride-share or bus until you clean up your credit?

there are organizations that can intercede for you with creditors and teach you the best way to get out of debt.

it is financial suicide to keep piling debt on top of what you cannot pay now. use your head, man!

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

Gee, you might need to find an auto insurance company that will help you get an auto loan without having to check your accounts.

What are some of the best options for someone with a crappy credit score who's trying to get an auto loan?

There are so many places that do not check credit for car loans right now. They depend solely on a job and down payment. If your credit is already crappy there is no need to make it worse by applying for suto loans you know you are not going to get (remember every inquiry brings your fico score down). I say search for a place that doesn't do credit checks and save up a down payment. You may have to settle for a used car but you will be riding. Plus your credit wont get any worse. A word to the wise, start paying your bills and repairing your credit.