I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed t

know of any other banks that give lower fixed apr?

also is it up to the company to decide whether or not to give you a fixed apr? or do they give variable apr for other reasons?

P.S. why is buying a car so much work? =)

I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

The interest rate will be fixed, but it may not be the best rate available. The best rate is for people with good credit.

I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

USAA has pretty good rates. Honestly, if you call and talk with them, they can usually get it even lower for you. I'm only 20 with a credit score around 700 and I have a 5.4% loan.

Just give them a call.

I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

Your're not gauranteed anything untill you do it, why would they gaurantee a rate, rates fluctuate. That's like saying the gas is $2.50 per gallon according to the sign outside the station. Would you ask if that's gauranteed? If that's what they say it is, do it right now, or it may go up tomorrow.

Buying a car is only as hard as you make it.

I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

WFS IS GREAT I BELIEVE THEY WILL GIVE YOU A SIX PER CENT THAT'S GOOD I HAVE GONE THROUGH THEM A FEW TIMES THEY ARE GREAT IT IS UP TO THE BANK THE PLACE WHERE YOU BUY THE CAR HAS GOT TO FIGHT FOR YOU IF NEED BE THE HIGHER THE RATE THE MORE YOU PAY IF YOU CAN PUT MONEY DOWN THAT'S GOOD TOO!!!!!! WHEN THEY SAY MONEY BACK THEY TAKE MONEY OFF A FIXED RATE IS THE RATE THAT WILL STAY THROUGH OUT THE LOAN OF THE CAR BEFORE BUYING ASK QUESTIONS GET A WARRANTY THEN IF IT'S A LEMON YOU CAN TAKE IT BACK AND GET YOUR MONEY BACK DO YOU HOME WORK BEFORE BUYING A CAR IF YOUR BUYING A USED CAR HAVE IT CHECKED OUT BUY YOUR OWN MECHANIC BEFORE BUYING IT GOOD LUCK IF YOU HAVE ANY MORE QUESTIONS JUST ASK

I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

What is fair credit? 600 score, 500 score?

No matter what you should stick with USAA unless your credit score is so heinous they have denied you completely. USAA advertised rate of 7.99% usually comes with some stipulations they don't have to give it to you. All auto loans are fixed never variable like some mortgages.

Buying a car is the second largest purchase you will ever make next to a home, do your homework. It will pay off.